zip – Own it now, pay later

Zip Pay Custom Banner Sidebar Navy - zip - Own it now, pay later

Zip Pay interest-free payments.

You can get a 100% interest-free line of credit with control over your repayments.

Zip Pay is a simple interest-free payment solution provided by Zip Co and accepted by thousands of stores and online vendors across Australia and now at Rachel Henry Millinery. Zip Pay lets you make purchases now and pay later, without the need for a credit card.

Once you sign up and get approved, you’ll have a line of credit up to $1,000 and a shopping account. Using your account and credit line, you can make purchases from Rachel Henry Millinery which you then pay back in regular instalments.

How do you use Zip Pay at Heritage Medals?

Zip Pay is a simple checkout option when you’re shopping online; or to use Zip Pay instore – you’ll need to pay via your Zip Pay app.

How does Zip Pay work?

You can choose from weekly, fortnightly or monthly payments. Please visit for more information.

For purchases larger than $1,000, there’s Zip Money:

You may choose between weekly, fortnightly or monthly payments as long as the minimum monthly amount is met. Please visit for more information.

Additionally, for Zip Money accounts, you will enjoy 3 months interest free on any Zip Money purchase. After the interest-free period ends, your balance will attract an annual interest rate. Please visit for more information.

A monthly account fee may apply. Please visit for more information.

A late fee may also apply. Please visit for more information.

Please Note: Zip Pay is only available to Australian Residents.

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We have paused face-to-face customer service at our pickup centre in response to the COVID-19 threat - to protect customers and crew and support all COVID-19 health guidelines. We’ll also be stepping up our ONLINE service to help you at this crucial time. If you need us, please email or chat to us online.